Self-Employed Borrowers – Focus on Rental Income

Not all rental income is calculated the same, and borrowers who own rental properties may not even be self-employed! Take 60 minutes and explore these different rental income situations:

• Using rental income from a primary 2-4-unit residence
• Calculating rental cash flow from tax returns (Schedule E) for investment properties owned personally
• Building qualifying income when the borrower has business income from investment properties
• Cash flow rental property using a lease and a vacancy factor
• Additional considerations when subject property generates rental cash flow

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