Community Reinvestment Act (CRA) & Multicultural Lending: Unique Insights into Performance Improvement
Moderated by Sean Moss from Down Payment Resource

Are you missing out on opportunities to grow your business and help more homebuyers?

There are approximately 32 million renters that are currently mortgage-ready and likely don’t know it. Plus, 68% of millennial renters think they're required to have 15% or 20% down to buy a home. And recently, we learned that 33% of all declined loans would've been eligible for down payment assistance (DPA) – funds that could have helped secure the mortgage loan.

In this panel discussion moderated by Down Payment Resource's Sean Moss, we will be discussing:

• The state of DPA programs
• Understanding CRA and multicultural lending as pillars of a broader strategy, not simply regulatory compliance
• Leveraging data and best practices to uncover hidden lending opportunities

MEET THE PANEL:

PHIL SWETZ
Director of Product, CRA and Affordable Lending
M&T Bank

LAIRD NOSSULI
CEO
iEmergent

PHIL SANDOVAL
SVP & Community Development Lending Manager
Cadence Bank

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