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Michelle is the product lead responsible for the Uniform Collateral Data Portal (UCDP) at Fannie Mae, where she supports product strategy and modernization efforts related to the industry’s transition to UAD 3.6. She led the research, user interviews, and design strategy behind the modernization redesign of the UAD 3.6 Submission Summary Report (SSR), focusing on creating a clearer, more intuitive experience for lenders and appraisal stakeholders. Her work helped simplify workflows, improve visibility into findings and statuses, and align the SSR with the UAD 3.6 reporting structure.

Lyle joined Fannie Mae in 2013 and is a principal in Collateral Risk Management. He holds a master’s degree in geology from Brigham Young University and is a certified residential appraiser in New Mexico. Lyle frequently speaks to lenders, risk investors, and appraisers about Fannie Mae’s collateral risk management policies, programs, tools, and vision for the future. He is also responsible for Fannie Mae’s quarterly Appraiser Update newsletter.